EnCompass Land Transfer, LLC

Title Insurance

Title Insurance Questions?  Read Below or Call.

Encompass Land Transfer, LLC is a title insurance agency that provides friendly, competent services to real estate buyers in Pennsylvania and New Jersey.  If you are in the market for a new home or commercial property, call Encompass Land Transfer for a quote.

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Answers To Your Questions

WHAT IS TITLE INSURANCE?

Title insurance provides protection against loss or damage due to defects in your title to real estate.  A title to the property reflects your legal ownership of the real estate.   

WHY DOES MY MORTGAGE COMPANY REQUIRE TITLE INSURANCE?

Like you, your mortgage company is at risk without title insurance.   Mortgage companies need the same title protection you need and most of them will require title insurance. Title insuance policies are available to owners and lenders and most policies are paid by the real estate buyer.

WHAT DOES TITLE INSURANCE PROTECT AGAINST?

• Mistakes in the recording of legal documents
• Forged deeds, releases or wills
• Undisclosed or missing heirs, including spouses
• Deeds by persons of unsound mind
• Deeds by minors
• Deeds executed under invalid or expired power of attorney
• Liens for unpaid taxes
• Fraud